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As a first responder such as firefighters, police officers, EMTs or paramedics you may qualify for car insurance with a first responder discount that helps to lower premiums significantly and can make a meaningful difference in cost of your policy.
Why You Need a First Responder Discount
First responders are among the bravest of people and often put their lives on the line when responding to emergency calls or preventing disasters. Car insurance policies offer discounts of up to 20% when applied by first responders who qualify.
Insurance Companies Applaud First Responders
Insurance providers recognize first responders’ reduced likelihood of causing accidents and filing claims while driving their cars, which could explain why some providers offer discounts for them – although not all insurers do provide them.
Some insurers also provide usage-based coverage, wherein telematics devices monitor driving habits and reward drivers who demonstrate safe behaviors. This may be an ideal solution if you rarely drive your own vehicle but still require coverage on the road.
Steps for Finding a First Responder Discount
The first step to securing a first responder discount is locating an auto insurer that offers it, then exploring all available discounts to find out which are right for you.