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Lowe’s does not give first responders a percentage off. It upgrades your MyLowe’s Rewards account to Silver status. That means points earned faster and free standard shipping with no minimum purchase, rather than money taken off at the register.

This is the most out of date claim in the whole category. A large part of the internet still lists it as 10% off. What Lowe’s actually runs is a loyalty tier, and it works differently enough that treating it like a register discount will cost you the benefit entirely.

There is also a catch nobody mentions, covered further down: it expires every year.

How To Get The Lowe’s First Responder Discount

You need two free accounts, an ID.me account and a Lowes.com Personal account, which is the same thing as a MyLowe’s Rewards account.

Go to the first responder page, choose Verify with ID.me, and work through the verification. ID.me is the third-party service Lowe’s uses to check credentials, and it validates you into one of three categories: Responder, Medical or Nurse. Expect it to ask for real documentation, which can include licensure, date of birth, Social Security number, home address and a valid employment ID card.

Once ID.me clears you, it sends you back to Lowes.com to either sign in to your MyLowe’s Rewards account or create one, and you confirm your primary address. Your account then shows the verified status.

One ID.me account connects to one Lowes.com account, and the status is not transferable.

What Silver Status Actually Gets You

Two things. You earn MyLowe’s Rewards points at a faster rate, and you get free standard shipping with no minimum purchase on eligible items.

The shipping benefit is the one with the fine print. It applies to the contiguous United States only, so Alaska and Hawaii are excluded, and it covers eligible items rather than everything in the catalogue. Installation, delivery surcharges and extended protection fees sit outside it.

Whether that beats a percentage off depends entirely on how you shop. If you order materials online and have them shipped, no-minimum free shipping is worth real money across a year. If you load a cart in store and drive it home, it is worth very little.

Who Qualifies

Firefighters, EMTs and paramedics, police officers, and 911 dispatchers, active or retired. Dispatchers being named outright is worth noting, because they are left off most lists.

Nurses and physicians also qualify, but the wording for them is active rather than active or retired, so the retirement allowance does not appear to extend to medical roles the way it does to responder roles.

Spouses and family members do not qualify. Lowe’s states plainly that the upgrade does not extend to them, so there is no household workaround here.

The Part That Catches People: It Expires Annually

First responder status has to be reverified every year. Miss it and your account drops back to Bronze, taking the faster points and the free shipping with it. Nothing about your job changed. The verification simply lapsed.

There is one protection worth knowing. If you separately earned Silver or Gold through actual spending, you keep that status for the year even if the responder verification lapses. So heavy spenders have a floor under them, and everyone else does not.

You can reverify as early as 60 days before your expiration date, and that date sits in your account’s personal information. Setting your own reminder is the practical move, since losing the benefit is silent.

One Thing You Do Not Have To Do First

You do not need to be verified before making a purchase in order to earn your points. What you do need is to identify yourself as a MyLowe’s Rewards member at checkout, by scanning your Member ID, using Scan to Pay in the Lowe’s app wallet, or giving the phone number on your account.

How It Compares

This is a different shape of benefit from most of the category. Tractor Supply also pays back through a rewards programme rather than at the register, and verifies through ID.me the same way. Blain’s Farm & Fleet gives a straight percentage but only on selected dates. Ace Hardware leaves it to the individual store owner.

More home and garden discounts on the site.

Q&A

Q: Does Lowe’s still give 10% off to first responders?
A: No. The benefit now is a MyLowe’s Rewards Silver status upgrade, which gives faster points and free standard shipping with no minimum, not a percentage off.

Q: Do 911 dispatchers qualify?
A: Yes, they are named explicitly, active or retired.

Q: Do nurses qualify?
A: Yes. Eligible active nurses and physicians are included, validated by ID.me under its Medical or Nurse categories.

Q: Do retired first responders qualify?
A: Yes for firefighters, EMTs and paramedics, police officers and dispatchers. The wording for nurses and physicians specifies active only.

Q: Can my spouse get it too?
A: No. The upgrade does not extend to a spouse or other family members.

Q: What happens if I forget to reverify?
A: Your account returns to Bronze status and you lose the upgrade. If you had already reached Silver or Gold through spending, you keep that for the year.

Q: Do I need ID.me?
A: Yes. Lowe’s verifies through ID.me and there is no alternative route. Both the ID.me and MyLowe’s Rewards accounts are free.

Q: Is the free shipping available everywhere?
A: No. It covers eligible items in the contiguous United States, so Alaska and Hawaii are excluded.

More Information:

Terms come from Lowe’s own first responder FAQ. Verification is handled by ID.me, and status must be reverified annually to be maintained. Shipping and points terms carry restrictions set by Lowe’s and can change.

Related: Home Depot, Lumber Liquidators, and our roundup of first responder home improvement discounts.