USAA is an established, respected company offering banking, credit cards and investment options, along with auto insurance for first responders at discounted rates. They also offer special savings to first responders such as discounts for training. It is important to remember that just because an insurance provider offers discounts doesn’t mean they offer the lowest overall rates – many factors influence car insurance premiums such as age, driving record and vehicle details which vary based on each company.
USAA earned an A++ rating from the Better Business Bureau, signifying they have an “excellent ability to meet ongoing insurance obligations”. This distinction is particularly crucial given a company’s financial standing can influence how easily claims are paid out when necessary. USAA also maintains a low complaint index score, an indicator of customer service issues with them.
USAA also provides several discounts tailored specifically for military members and their families, such as savings for safe driving, driving a hybrid or electric car and decreasing annual mileage. Combining multiple discounts may allow first responders to save even more on car insurance premiums.
Nationwide and Travelers also provide first responder discounts for auto insurance policies, which can be combined with savings such as good driver and multi-car discounts to further help first responders save on their premiums.